What’s the Maximum Amount I Can Send with My PayPal Daily?
For verified PayPal accounts, there's generally no limit on the total amount of money you can send, but there might be a limit on individual transactions. For example, you can send up to $60,000 in a single transaction, though PayPal may cap it at $10,000.
PayPal is one of the most widely used digital payment platforms in the world. Whether you use it to shop online, run a business, send money to friends and family, or withdraw funds to your bank, it’s crucial to understand your PayPal daily transaction limit. These daily caps are enforced to protect users, prevent fraud, and comply with financial regulations.
In this article, we break down everything you need to know about the PayPal daily transaction limit per day, how much you can send or receive, and how to increase your limits.
Is There a PayPal Limit Per Day?
Yes, there is a PayPal daily transaction limit that controls how much you can send, receive, or withdraw in a single day. This limit depends on several key factors:
· Your account verification status (verified vs. unverified)
· Whether you're using a personal or business account
· The type of transaction (sending, receiving, or withdrawing)
· Your account history and region
Typical Daily Limits:
· Verified accounts:
o Sending: Up to $10,000 per transaction
o Receiving: No official cap, but large amounts may be reviewed
o Withdrawing: Up to $10,000 per day
· Unverified accounts:
o Sending: Usually limited to $500–$1,000 per day
o Receiving: May be limited to $1,000 total until verified
o Withdrawing: Often restricted to lower limits or not allowed
These limits are dynamic and can vary based on how long you’ve been using your account, your transaction volume, and your compliance with PayPal policies.
How Do I Increase My Daily Limit on PayPal?
If you frequently hit your daily cap, you can request a PayPal daily transaction limit increase by following these steps:
1. Verify Your PayPal Account
· Link a bank account or debit/credit card
· Confirm your email address and phone number
· Upload any necessary identity documents
2. Build Transaction History
PayPal tracks your activity. The more you use your account responsibly, the more likely your limits will automatically increase over time.
3. Upgrade to a Business Account
If you’re using PayPal for business purposes, switching to a business account gives you higher daily and monthly limits and access to more tools.
4. Contact PayPal Support
You can also request a manual review if you have a legitimate need for higher limits, such as large withdrawals or frequent international transactions.
What’s the Maximum Amount I Can Send with My PayPal Daily?
The maximum amount you can send with your PayPal daily depends on your account type and status:
· Personal verified accounts:
o Up to $10,000 per transaction
o No hard cap on the number of transactions, but the system may flag multiple large transfers
· Business accounts:
o May have higher thresholds or even custom limits set by PayPal based on your business performance
· Unverified accounts:
o Usually limited to $500–$1,000 per day for sending funds
If you try to send more than your allowed amount, PayPal will either decline the transaction or prompt you to verify your account.
How to Check PayPal Receiving Limit
Checking your PayPal receiving limit is simple and should be done regularly, especially if you're expecting large transactions.
Steps to Check Receiving Limit:
1. Log into your PayPal account
2. Go to Settings (gear icon)
3. Click on Account Settings
4. Select "Money, banks and cards"
5. Click “View limits”
Here, you’ll see your PayPal limits receiving money, withdrawal caps, and sending thresholds. If you’re unverified, you’ll also see how to lift the limits by linking a bank or completing identity verification.
Other Important Limits to Know
PayPal Withdrawal Limit Per Day
· Standard transfer: Up to $10,000 per day
· Instant transfer (to debit card): Up to $5,000 per transaction
· ATM withdrawals using PayPal Cash Card: Usually limited to $400–$600 daily
PayPal Sending Limit Unverified Per Day
· Typically $500–$1,000 per day
· May include both internal PayPal transfers and external withdrawals
· Account will remain restricted until verification is completed
FAQs
Is there a PayPal limit per day?
Yes, PayPal has daily limits for sending, receiving, and withdrawing funds. Verified users enjoy higher limits compared to unverified users.
How do I increase my daily limit on PayPal?
Verify your account, maintain a strong transaction history, upgrade to a business profile, or contact PayPal support for assistance.
What’s the maximum amount I can send with my PayPal daily?
You can typically send up to $10,000 per transaction if your account is verified. Business accounts may have even higher allowances.
How do I check PayPal receiving limit?
Log in to PayPal, go to Settings > Account Settings > Money, Banks and Cards > View Limits to check your current receiving limit.
Conclusion
Knowing your PayPal daily transaction limit**** is vital for avoiding failed transactions, delays, or account restrictions. Whether you're sending money to friends, making purchases, or receiving payments, your daily cap will depend on your account type and verification status. To unlock the full capabilities of PayPal, verify your account and maintain a strong, clean transaction history.
Understanding and managing these limits ensures a seamless and stress-free PayPal experience every time.