How to Withdraw Money From Robinhood (iOS & Android): Fees, Limits, and Fastest Options Explained

Robinhood is popular for commission-free investing, but many users eventually ask the same question: how to withdraw money from Robinhood safely and quickly. Whether you’re cashing out profits, moving funds to another broker, or covering personal expenses, understanding the withdrawal process is essential.

This guide explains how to transfer money from Robinhood to bank on mobile (iOS/Android), the fastest withdrawal methods, fees and limits, and when funds become available after selling stocks.

How to Withdraw Money From Robinhood on iOS & Android

Withdrawing money from Robinhood using the mobile app is simple and works almost the same on both iPhone and Android devices.

Step-by-Step: How to Withdraw Money From Robin Hood

1. Open the Robinhood app

2. Tap the menu (☰) in the bottom-right corner

3. Select Transfers

4. Tap Transfer money

5. Choose From Robinhood to your bank

6. Enter the withdrawal amount

7. Select Standard or Instant transfer

8. Confirm the transaction

Your money will then be sent to your linked bank account.

📌 Note: You can only withdraw funds marked as withdrawable cash.

What Is the Fastest Way to Transfer Money From Robinhood to Bank?

The fastest way to move money from Robinhood to your bank is through an Instant Bank Transfer.

Withdrawal Speed Comparison

If time is critical, instant withdrawals are ideal. If you’re not in a rush, standard ACH transfers are the most cost-effective option.

How Long Does It Take to Withdraw Money From Robinhood to a Bank Account?

The withdrawal timeline depends on the method used and whether your funds are settled.

Standard ACH Transfers

• Time: 1–3 business days

• Fee: Free

• Best for: Routine withdrawals

Instant Transfers

• Time: Minutes or same business day

• Fee: Percentage-based

• Best for: Emergency access to funds

Delays may occur on weekends, holidays, or if bank verification is incomplete.

When Can I Withdraw Money From Robinhood After Selling Stocks?

After selling stocks, you can’t withdraw the money immediately due to the settlement period.

Understanding Settlement & Withdrawable Cash

• Stock sales typically settle in 2 business days (T+2)

• Funds become withdrawable cash only after settlement

• Crypto sales may follow different timelines

Until settlement completes, the money cannot be transferred to your bank.

Does Robinhood Charge Fees for Transferring Money to My Bank?

Robinhood’s fees depend on the withdrawal method.

Robinhood Withdrawal Fees

• Standard ACH Transfers: ✔️ Free

• Instant Transfers: ❌ Approximately 1.75% fee ✔️ Minimum and maximum fee limits apply

The exact instant withdrawal fee is shown before you confirm the transfer, ensuring full transparency.

How Much Is the Instant Withdrawal Fee on Robinhood?

Robinhood typically charges around 1.75% of the withdrawal amount for instant transfers.

• A minimum fee applies to small withdrawals

• A maximum cap limits the total fee on large transfers

Fees may vary slightly depending on account status and eligibility.

Are There Limits on Withdrawing Money From Robinhood to Bank?

Yes, Robinhood places limits to prevent fraud and manage risk.

Withdrawal Limits Explained

• Standard ACH Transfers

  • Generally no strict dollar cap

  • Limited number of withdrawals per day

• Instant Transfers

  • Daily limits vary by user

  • Higher limits may apply to verified or Gold accounts

Robinhood may temporarily restrict withdrawals if it detects unusual activity.

How to Transfer Brokerage Cash From Robinhood Bank Account

Every time the question comes to mind that How to Transfer Brokerage Cash From Robinhood Bank Account?

Brokerage cash and spending account balances follow the same withdrawal process:

1. Confirm funds are withdrawable

2. Go to Transfers

3. Select Robinhood → Bank

4. Choose Standard or Instant transfer

There’s no separate process for brokerage cash—it’s all managed within the same transfer system.

Can I Transfer My Robinhood Account to Fidelity?

Can I Transfer My Robinhood Account to Fidelity Yes. You can move your investments from Robinhood to Fidelity using an ACATS transfer.

Key points:

• Fidelity initiates the transfer

• Robinhood may charge a transfer fee

• Fractional shares may be liquidated

This is different from withdrawing cash to a bank.

Can You Transfer Crypto From Robinhood to Coinbase?

The answer for Can You Transfer Crypto From Robinhood to Coinbase is Yes, Robinhood allows crypto transfers for supported cryptocurrencies.

To transfer crypto:

• Enable crypto withdrawals in Robinhood

• Copy your Coinbase wallet address

• Initiate the transfer from Robinhood

⚠️ Network fees and coin eligibility apply.

How to Contact Robinhood Immediately

If you face urgent withdrawal issues, here are the fastest support options: How to Contact Robinhood Immediately

• In-app support: Menu → Help → Contact Us

• Request a callback: Available for logged-in users

• Help Center: Common withdrawal and transfer issues

Robinhood does not provide a public phone number, but callbacks are usually prompt.

Final Thoughts

Knowing how to withdraw money from Robinhood helps you stay in control of your finances. Whether you choose free standard ACH withdrawals or fast instant transfers, understanding settlement periods, fees, and limits can save you time and frustration.

With proper planning, withdrawing money from Robinhood is smooth, secure, and mobile-friendly.