The idea of instantly acquiring a fully verified Revolut account can be tempting. Perhaps you're in a country where Revolut isn't officially available, you need a business account quickly, or you have had issues with the verification process. However, buying a verified Revolut account is extremely risky, illegal, and violates Revolut's Terms of Service. This practice is associated with fraud and money laundering and will almost certainly lead to financial loss and legal trouble.
Why Do People Look For This?
Despite the risks, the demand is driven by a few factors:
- Geographic Restrictions: Individuals in countries where Revolut does not yet operate.
- Immediate Access: A desire to skip the standard verification wait times.
- Avoiding Scrutiny: Those wishing to hide their identity for illicit activities (e.g., fraud, money laundering, scams).
- Previous Bans: Individuals who have been banned from the platform and are trying to regain access.
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The Severe Risks of Buying a Revolut Account
If you are considering this, you must understand the dangers:
- It's a Major Scam (You Will Lose Your Money): The vast majority of sellers are fraudsters.
- Account Takeback: The seller can easily reclaim the account using the original email, phone number, or recovery details after you've added your money, locking you out permanently.
- Selling the Same Account Multiple Times: A single account can be sold to dozens of buyers.
- No Guarantee: There is no customer support or warranty for an illegally purchased account.
- You Are Participating in Money Laundering and Fraud: The account you are buying was likely not created for legitimate purposes.
- Stolen Identity: These accounts are often verified using stolen passports, driver's licenses, and other personal documents obtained through data breaches.
- Criminal Liability: By funding and using an account tied to stolen identity, you are handling stolen goods and could be held legally responsible for any previous or ongoing illegal activity associated with that account.
- Instant and Permanent Ban: Revolut has advanced AI and security systems designed to detect suspicious activity, including sudden changes in user behavior, location, and device fingerprints.
- Funds Seizure: Once Revolut identifies the account as fraudulent or purchased, they will immediately freeze and lock it. Recovering any money you deposited will be impossible.
- You Will Be Blacklisted: Your own identity and device information could be banned from ever using Revolut or other financial services in the future.
- No Customer Support: When you have an issue, you cannot contact Revolut and say, "Hello, I bought this account illegally from a stranger online, can you help me?" They will immediately terminate the account.
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- Personal Security Risk: You are exposing your financial information to a criminal. You have no idea who the seller is or what they might do with your transaction details.
What Revolut's Terms of Service Say
Revolut's User Agreement is explicitly clear on this matter:
"You must not... transfer your Account to anyone else; and must not use anyone else’s Account."
Buying an account is a direct and severe violation. The moment Revolut discovers it, they have the right to immediately close the account and report the activity to the relevant financial and legal authorities.
The Legal and Safe Alternative
The only safe way to use Revolut is to create and verify your own account for free using your own legitimate documents.
- Download the official Revolut app from the App Store or Google Play.
- Sign up using your own personal information (full name, date of birth, address).
- Verify your identity using your government-issued ID (passport, national ID card, or driver's license). The process is usually quick and automated.
- Verify your address with a recent utility bill or bank statement.
If you are having trouble with verification, contact Revolut's official support team through the app. They can guide you through the process.
If you are in a country where Revolut is not available, explore other legitimate financial services that operate in your region. Using a service like Wise (TransferWise), PayPal, or a local digital bank is infinitely safer and legal than buying a fraudulent Revolut account.
Conclusion
Do not buy a verified Revolut account.
The short-term convenience is never worth the extreme risk of permanent financial loss, identity theft, and involvement in serious criminal activity. The promise of a "verified account" is a trap set by scammers to exploit you. Protect your money and your personal information by only using financial services through official, legal channels.
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